Privacy Policy

Privacy Policy

Introduction

Welcome to https://kia-car-finance.dreamdwellings.net (hereafter referred to as “Kia Car Finance,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, and disclosure of personal data in accordance with various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California’s Consumer Privacy Act (CPPA/CCPA) and the California Privacy Rights Act (CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales Practice Act (UCPA)
  • Connecticut’s Connecticut Transparency and Accountabilty for Data Practices Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This Privacy Policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, applications, products, or services accessible through links on our site. These entities have their own privacy policies, and we encourage you to review them before providing any personal information.

Processing Activities

This policy outlines the practices when users:

  • Utilize our applications and services as authorized users
  • Visit our websites linked to this Privacy Policy
  • Engage with us through communications like newsletters, emails, calls, or texts/SMS messages

Personal Data Collection

We collect various categories of personal data, including but not limited to:

  • Account Information: Details related to your account creation and management, such as user names, passwords, and profile settings.
  • Payment Information: Credit card numbers, billing addresses, and payment history for processing transactions.
  • Financial Information: Data related to your financial status, creditworthiness, and loan applications.
  • Purchase Information: Records of products or services purchased from us, including quantities and transaction dates.
  • Mobile Device Identifiers: Unique device IDs, IP addresses, and mobile app usage data.
  • Location Data: Geographic tracking information if you opt to share your location with our services.
  • Feedback: Comments, reviews, and responses provided by users regarding our products or services.
  • Social Media Information: Details from social media platforms when users interact with us on these networks.
  • Product Information: Preferences, interests, and feedback about our products.

We gather this data through direct user input, interactions with our services, and automated tracking technologies. Additionally, third parties may share personal data with us for specific purposes, adhering to their respective privacy policies.

Cookies

Kia Car Finance uses cookies to enhance your online experience and collect analytics. Cookies are small text files stored on your device and serve various functions:

  • Strictly Necessary: Essential for navigating our website and using its core features.
  • Preference: Remember user preferences and settings.
  • Analytics: Collect data about how you interact with our site, improving performance and functionality.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control which types of cookies are accepted.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, plus an additional period to comply with legal obligations. Once the retention period expires or when the purpose is accomplished, we securely delete or anonymize the data.

Security Measures

Kia Car Finance implements robust security measures to safeguard your personal data:

  • Employing encryption protocols for secure data transmission and storage.
  • Utilizing access controls and monitoring systems to restrict unauthorized access.
  • Regularly reviewing and updating our security practices to adapt to emerging threats.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

  • Access to your information and details about its use.
  • Correction or rectification of inaccurate data.
  • Erasure (right to be forgotten) under specific circumstances.
  • Restriction on processing for certain reasons.
  • Portability of your data, allowing you to transfer it to another controller.
  • Objection to the processing of your personal data for direct marketing purposes.
  • Non-discrimination in our services based on your exercise of data protection rights.

To invoke any of these rights or have questions about your data, please contact our dedicated privacy team using the information provided below.

Changes to Policy

Kia Car Finance reserves the right to update this Privacy Policy at any time. Any modifications will be posted on this page with an updated effective date. We encourage users to review this policy periodically to stay informed about how we protect your personal information.

Contact Information

For any inquiries, requests to unsubscribe from communications, or data-related questions, please contact us:

  • Email: [email protected]
  • Address: Kia Car Finance Privacy Team, [Street Address], [City, State, Zip Code]